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Turn contracts into cash in one step
Send the agreement with a payment plan. Your client signs and pays the deposit in the same step. Every milestone is invoiced and followed up automatically.
What do late payments cost you? Try the calculator →Example payment plan
Website redesign
Fjord Studio AS
| Milestone | Due | Amount | Status |
|---|---|---|---|
| Deposit on signing | 1 Oct 2026 | NOK 30,000 | Paid |
| Design approved | 20 Oct 2026 | NOK 40,000 | Overdue |
| Launch | 15 Nov 2026 | NOK 40,000 | Pending |
| Support, month 1 | 15 Dec 2026 | NOK 8,000 | Pending |
- naits never holds your money
- Ready for EHF e-invoicing
- For businesses in the Nordics, EU and US
The problem
Small businesses act as banks for their clients
€275 bn
lost by European businesses to late payments every year
74 days
a year that businesses spend chasing payments
€9,194
average yearly cost of late payment per business
Source: Intrum European Payment Report, 2023.
See what it costs your business →Why it happens
The payment is agreed when you sign — and then left to chase
Today
- SignDay 0 · agreed
- DeliverDay 30 · work done
- InvoiceDay 31 · invoice sent
- WaitDay 45 · due date passes
- ChaseDay 60+ · still unpaid
With naits
- Sign and payDay 0 · deposit in your account
- Milestones paid automaticallySame day each milestone is done
From day 0 to day 60 you have done the work and carried the cost — in practice you are the client's bank, giving an interest-free loan nobody asked for. Once the due date passes, the promise to pay is already broken. naits takes the deposit at signing and requests each payment the moment a milestone is done, so the agreement becomes money you can count on.
How it works
- 1
Agreement
Scope, price and payment plan in one document.
- 2
Signed + deposit
Your client signs and pays in a single step.
- 3
Milestones paid
Payment requests and e-invoices go out on their own.
- 4
Reminders on autopilot
If a payment is late, your client gets friendly reminders before and after the due date — you don't have to chase.
Why now
E-invoicing becomes mandatory in Norway on 1 January 2027
Businesses must send structured e-invoices (EHF) to clients who can receive them. naits creates EHF invoices straight from your agreement, so you are ready without changing how you work.
Safe by design
Paid to your own account
Card and bank payments go straight to your own Stripe account or bank account. naits never holds your money.
Signed, with proof
Every signed agreement gets a PDF with a signing certificate: who signed, when, and a fingerprint of the document.
Locked once sent
When the agreement is sent, the price and payment plan can't be changed. Your client pays exactly what they signed.
Pricing
Free
€0
2 active agreements, PDF invoices
Pro
€45 per month
Unlimited agreements, EHF e-invoices and automatic reminders
30-day Pro trial. Founding members: 6 months for the price of 3 with code FOUNDER.
See pricingQuestions
Is naits a bank? Does it hold my money?
No. Card and bank payments go straight to your own Stripe account or bank account. naits only keeps track of what is owed, when, and whether it has been paid.
Do I have to change my accounting system?
No. naits creates the invoices from your agreement and can send a copy (PDF and EHF file) to your accountant automatically.
What does my client need?
Only an e-mail address. They open the link, read the agreement and payment plan, sign with a one-time code sent by e-mail, and pay the deposit by card or bank transfer. No account needed.
Do I have to send EHF invoices from 2027?
From 1 January 2027, Norwegian businesses must send structured e-invoices (EHF) to clients who are registered to receive them. naits creates EHF invoices on the Pro plan, and our free checker shows which of your clients can receive them.
What happens if my client doesn't pay?
On the Pro plan, your client gets reminders 3 days before the due date, on the due date, and 3 and 10 days after. After 14 days overdue, naits can send a summary to your debt collection partner, and you can always mark a payment as paid yourself.